What is a BUSINESS CASH ADVANCE?
A Business Cash Advance provides small business owners with the ability to raise needed capital. We advance Cash by purchasing a pre-determined amount of the business's sales volume sold through your credit cards merchant account.

How long will I have to wait to find out if my client has been approved for a business cash advance?
Approval is usually obtained within 24-48 hours. Funding usually takes 1-3 weeks depending on the amount of the transaction and the time it takes to get the signed contracts required to fund.

How much can my client qualify for?
Their average credit card volume will qualify them for $3,000 to $300,000.

How do you determine the size of the business cash advance my client can qualify for?
The amount of receipts purchased is determined by their average credit card volume over a 180 day period. We encourage your client to provide any documentation, (bank statements, sales tax receipts) that supports total sales volume in order to be approved for the highest amount possible. We will give your client the largest amount based upon the documentation provided and they can decide how much they would like to accept. If your client has chosen not to take the entire approved amount on the first funding, they may contact us anytime to request the unused portion.

How does my client repay my Business Cash Advance?
We collect a small percentage of each credit card transaction through our processing bank.

Will my client receive the same low rates as their existing credit card processing account?<br> Yes, we will meet or beat your current processing rates.

Does your client qualify?

• Restaurant or Retail or Service Business
• At least 9-months in business
• Accepts credit cards as a form of payment
• Provide processing statements for the previous 4-months of at least $4,000 per month in credit card sales
• Provide 2-months of bank statements with consistent balances for higher approval amounts
• Acceptable personal and business credit (may have as low as 500 personal credit)
• Has no large tax liens, judgments or bankruptcies
• Is in good standing with property leasor with at least one year remaining on their lease

How will I get credit for my referral?
You can sign up as a agent or partner. You will receive an Agent ID in your email with instructions on how to submit your client for approval.

What are the benefits for my customers:

• The program is simple!
• Funding can occur in as little as 10-days
• Easy payback terms and conditions
• Can include all fees in cost of goods
• Available funding for opportunistic buys
• Tax deductible
• Improves cash flow
• Builds business credit
• Increases open to buy for retailers
• No need to markdown inventory to raise cash for new inventory
• May receive additional funding for other purposes upon requests